BRAC Bank Limited
Job Description / Responsibility
- Scrutiny and Evaluation of credit proposal (s) (like, working capital finance, project finance, syndication loan) received from RMs of Corporate Division in light of Credit Circulars & instructions (BBL & Bangladesh Bank) as well as considering Industry analysis, Policies etc.
- Assessment & justification of client’s requirement, key financial indicators, working capital & cash flow statement, debt service capacity analysis loan repayment capability of borrower/client), Risks & Mitigating factors of investment, NPV, IRR, Sensitivity Analysis, collateral security aspects, transaction record & account performance, business portfolio growth & turnover, nature of business/products & market.
- Maintain liaison & correspond with the RMs for meeting queries or clarification relating to credit proposals.
- Prepare of checklists / synopsis / observations related to credit proposals for Credit Committee Meeting and preparation of Board Memos for approval of the Board of Directors.
- Visit corporate client as and when required and prepare visit report on client’s business outlets as per observation.
- Ensure of maintenance of turnaround time of corporate loans.
- Monitoring and review of different loan accounts to identify potential risk / weakness such as excess over limit, expiry of the credit tenor, non-realization of installment, incomplete documentations and follow up with RMs for adjustment/regularization of the account as per terms & conditions on sanction and reporting the same to Management for necessary action (if necessary).
- Correspondence with Bangladesh bank related to credit issues as and when required.
Job Nature
Full-timeEducational Requirements
- Educational Background- Business/commerce (Finance, Accounting & Banking)/Engineering.
Experience Requirements
- 8 to 10 year(s)
Additional Job Requirements
- Minimum 8-10 years experience in Corporate Credit environment & Corporate Business will be preferable.
- Analytical Ability, Ability to assessment of Credit Risk and mitigation factor.
- Knowledge regarding Financial Modeling, Financial Spread Sheet Analysis, Loan structuring, Project Finance, Syndication loan.
- In-depth knowledge in CRM Policy (BBL and Bangladesh Bank), credit related circulars and guidelines (external & internal), Bank Company Act, Foreign Exchange Transaction Act, UCPDC, loan documentations, etc.
- Excellent communication skill in both English & Bengali
- Strong analytical, presentation, interpersonal skill & good team player
- Strong leadership quality and staff motivation skill
- Strong Command over Microsoft Word, Excel & PowerPoint
- Ability to work under pressure situation and ability to complete all assignments in a timely and effective manner
Job Location
DhakaOnly short listed candidates will be called for the interview as per recruitment process. BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever.
If you are interested to take this challenge, then please ‘Apply Online’ in www.bdjobs.com with a recent passport size photograph along with NID number (mandatory).
Please note that BRAC Bank is an equal opportunity employer. Any form of persuasion will disqualify the candidature.
Application Deadline : Sep 14, 2016If you are interested to take this challenge, then please ‘Apply Online’ in www.bdjobs.com with a recent passport size photograph along with NID number (mandatory).
Please note that BRAC Bank is an equal opportunity employer. Any form of persuasion will disqualify the candidature.
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